We are a new age financial technology company focussed on innovating digital payments. Our solutions optimise efficiency for mature digital champions while taking digitally challenged businesses & consumers up
the digital payments curve.

Our deep domain expertise is driven by the visionary core team to create a strong digital economy. Through our offerings, we address some basic problems of digital payments infrastructure through innovations that are integrated, agile & uncomplicated to enable a smooth & flexible digital payments.


Creating a sustainable ecosystem of consumers and businesses through seamless payment experience using solutions designed for market of one.




The inability to generate a digital payment acceptance set up is one of the most basic stumbling blocks faced by most modern businesses today. Our aim is to address this issue with solutions based on our core philosophy– to Produce, Present and Process. Thus, our methodology essentially focuses around:




With a cumulative experience of over 150 years in the industry, our founding team comprises of specialists and pioneers in the retail payments sector. Having successfully spearheaded several credit programs and digital payment innovations across 28 countries, this group of passionate professionals came together with a single goal of helping create a digitised economy

Jose boasts of a stellar career in retail payments. Having donned multiple hats, he was responsible for areas like business strategy, global solution, sales & alliances & leading cross functional teams across product management, solutions and delivery.

Tushar brings 18+ years of retail payments experience. Expert in global account management, managing large, complex projects involving multiple internal and external stakeholders and nurturing strong CXO relationships at leading Banks and networks like masterCard and Visa.

Anil is a seasoned professional with over 18+ years of experience in designing & managing retail payment products. Rich product management skills stem from prior experience of developing Credit & Payment processing solutions for leading banks globally & spearheading the largest outsourced credit card program in the country as well as payment processing solutions in 20+ countries.

Rajesh brings a rich understanding of over 17+ years of experience in implementing retail payment systems. He headed the global delivery for large MNC Banks. Instrumental in setting up a lean and efficient operations and settlement team at Phi Commerce.

Ramkumar boasts of 17+ years of technology & development experience. Architect for leading Payment Gateways of the country & mission critical OLTP systems for largest bank in India. A technology architect, he has, to his credit, systems that were capable of efficiently handling volumes of more than 1200 transactions per second, in live environments.